The Effect Of Incomeintention On Financial Well Being: Household Behavior As A Mediating Variable Study on Fisherman Families in Bantul Regency, Yogyakarta

Authors

  • Bangun Putra Prasetya Universitas Widya Mataram
  • Nany Noor Kurniyati Universitas Widya Mataram

Keywords:

Incomeintention, Household Behavior, Financial Well Being

Abstract

Optimizing the potential development of the south side of Yogyakarta can be used as one of the ways in poverty alleviation at the level of life of Yogyakarta fishermen. The welfare of traditional fishermen is influenced by a number of factors, namely limited quality of human resources, limited business capital capacity and fishing technology information. Regarding income levels, community welfare can be achieved by one of them by achieving Financial Well Being. This study aims to determine the effect of the income level of fishermen in Bantul Regency, Yogyakarta in achieving Financial Well Being by paying attention to household behavior as a mediation variable. The population in this study is fishermen along the coast of Bantul Regency under the guidance of related agencies. The sample in this study was 99 fishermen. Hypothesis testing using Smart PLS. The results of research conducted on fishing families in Bantul Regency, Special Region of Yogyakarta stated that Incomeintention has an effect on Financial Well Being. In addition, if a person's Incomeintention is balanced with the ability to control household behavior in controlling finances and saving, it will have a good impact on Financial Well Being

 

 

References

Ardiyanti, D. 2018 "Indonesia as the World Maritime Axis," Resolution J. Sos. Polit..

Barbera, C., Jones, M., Korac, S., Saliterer, I., &; Steccolini, I. (2017). Government financial resilience under austerity in Austria, UK and Italy: How do local governments cope with financial shocks? Public Administration, 95(3), 670–697. https://doi.org/10.1111/padm.12350

Behrman, B. J. R., Mitchell, O. S., so, C. K., &; Bravo, D. (2012). How Incomeintention Affects Household Wealth Accumulation Author(s): Jere R. Behrman, Olivia S. Mitchell, Cindy K . So and David Bravo Source : The American Economic Review, MAY 2012, Vol. 102, No.3, PAPERS AND PROCEEDINGS OF ONE Hun. 102(3), 300–304

Cooper, D. R., Schindler, P. S., & Sun, J. (2014). Business research methods (Vol. 9, pp. 1- 744). New York: Mcgraw-hill.

Ghozali,I. (2016). Concepts, Techniques and Applications Using SmartPLS 3.0 Program.

Semarang: Diponegoro University Board

Guzman, ,IF., Paswan, A., & Tripati, N. (2019). Consumer centric antecedents to personal financial planning. Journal of Consumer Marketing, 36(6), 858–868. https://doi.org/ 10.1108/JCM-01-2018-2514

Hair J.F., et al. 2010.Multivariate Data Analysis. Seventh Edition. New Jersey: Pearson Prentice Hall.

Klapper, L., &; Lusardi, A. (2020). Incomeintention and financial resilience: Evidence from around the world. Financial Management, 49(3), 589–614.

Kusnadi. (2015). Integrated Coastal Development: Strategies to Address Fishermen's Poverty. Graha Ilmu : Yogyakarta

Limi, Muhammad Aswar Limi, La Sara, Taane La Ola, Lukman Yunu, (2017), Environmental Changes and Fisherman Welfare in Coastal Area of Kendari Bay, Agriculture, Forestry and Fisheries 2017; 6(1): 20-25

Lusardi, A., &; Mitchell, O. S. (2007). Baby Boomer retirement security: The role of planning, incomeintention, and housing wealth. Journal of Monetary Economics, 54(1), 205– 224.https://doi.org/10.1016/j.jmoneco.200 6.12.001

, A., & Mitchell, O. S. (2014). The Economic Importance of Incomeintent: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/ 10.1257/jel.52.1.5

Neuman, L. W. (2007). Social research methods, 6/E. Pearson Education India

Pandin, M. Y. R., Ratnawati, T., &; Yuhertiana, I. (2021). The Effect of Financial Structure, Incomeintention and Financial Behavior on Household Financial Resilience Using Financial Inclusion and Financial Decisions as Interverning Variables in Cancer Survivor Households in East Java During the Covid-19 Pandem. IJEBD (International Journal of Entrepreneurship and Business Development), 04(01), 80–90.

Putri, Hesty Ristiani and Sardjito, (2016), Direction for the Development of Prigi Area, Watulimo District, Sidoarjo Regency through the Minapolitan Concept, ITS ENGINEERING JOURNAL Vol. 5, No. 2, (2016) ISSN: 2337-3539 (2301-9271 Print)

Rahim, A. (2018). The Empowerment Strategy of The Traditional Fisherman’s Wives in The Coastal Area of Barru Regencey, South Sulawesi. Journal of Socioeconomics and Development Vol. 1 No. 1 2018

Salim; Waris Wibowo and Wegig Pratama. 2021. Study of Development of Sadeng Beach Fishing Port Facilities, Girisubo, Bantul. Maritime Echo Scientific Magazine. Vol. 23, No. 1, March 2021, pp. 15-19

Sugiharto, Eko. (2007), The Welfare Level of the Fishermen of Ilir New Continent Village Based on the Indicators of the Central Bureau of Statistics, EPP, Vol.4., No.2., 32-36

Takariani, C.S.D. (2015). Fishermen's opinion on access to public information. Journal of Research and Communication, Vol. 18 No. 2 December 2015

Yushita, A. N. (2017). The importance of Incomeintention for family financial management.

Nominal Journal, VI, 11–26

Indraswari.Debora Laksmi. 2023. https://www.kompas.id/baca/riset/2023/01/25/ironi- kemiskinan-wilayah-pesisir-yang-kaya-potensi-ekonomi-kelautan acess at January, 15th, 2024

Neti Istimewa Rukmana. 2024. https://jogja.tribunnews.com/2024/01/05/regenerasi-nelayan- di-bantul-naik-dua-persen acess at January, 15th, 2024

Downloads

Published

2024-03-22